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Posted by Deborah Grace | Aug 28, 2023 | Deb Grace, Employee Benefits Law
Individuals responsible for 401(k) retirement or welfare plan decisions know that the plan document is the first place to look for guidance when deciding a difficult administration question, such as whether a participant is...
Read MorePosted by Deborah Grace | May 15, 2023 | Deb Grace, Employee Benefits Law
Administering a 401(k) plan is a team effort, requiring the expertise of HR staff, the plan’s recordkeeper, and an ERISA attorney. When a company that sponsors a 401(k) or other retirement plan sells the business, a call early...
Read MorePosted by Deborah Grace | Nov 21, 2022 | Deb Grace, Employee Benefits Law, HIPPA
An employer that changes its medical plan from fully insured – where the insurance company sets the terms of the policy and retains the risk that claims will exceed the premiums paid – to self-funded – where the employer is...
Read MorePosted by Deborah Grace | May 2, 2022 | Deb Grace, Department of Labor, Employee Benefits Law
Like a 401(k) plan, a group health plan must comply with ERISA’s rule that prohibits a plan fiduciary from paying more than a reasonable amount for services provided to the plan. When a group health plan offers insured benefits,...
Read MorePosted by Deborah Grace | Oct 4, 2021 | Deb Grace, Employee Benefits Law
A participant in a 401(k), 403(b), or other account-style retirement plan may name a beneficiary to receive his or her account balance after the participant’s death. A recent case, Moore v. NCR Corp. Plan Admin. Comm. (USDC N.D....
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